Investimentos da AFEAM em Itacoatiara/AM: um estudo da importância das ações de crédito para redução das desigualdades sociais

Abstract

The project researched the results of credit actions granted by the State of Amazonas Development Agency - AFEAM, and evaluated the investments of credit actions in the primary, secondary and tertiary sectors, from 2017 to 2021, in the municipality of Itacoatiara. The research is quantitative and qualitative, bibliographical and documentary in nature, the method of procedure used is the case study. The study is important for contributing with information to the area of applied social sciences and public policies for socioeconomic development. The results for the 5-year period indicate that approximately R$ 26,117,155.01 were invested in the municipality in the three sectors of the economy, totaling 2,737 credit operations. The financing lines that fostered the local economy were the programs: AFEAM - Rural Producer, Individuals for self-employed professionals, transport and commerce services - Individuals and Legal Entities. As well as the default rates for the Support Fund for Micro and Small Companies and Social Development of the State of Amazonas - FMPES are 6.98% and 7.00%. And default is around 1.50% to 11%, data from 2018. With the COVID-19 pandemic, the government instituted, in 2020, about 323 credit operations that resulted in R$ 3,368,060.10. And in the year 2021, there were 895 credit operations worth BRL 8,666,309.44.